ValenS

ValenS

ignoring the problems only means you are digging even deeper holes. I think being aware of the status quo is the first step. Constantly assessing our current situation and being mindful of where we are right now and where we are headed if we follow the same path will knock some much needed s…

ValenS

Ignoring the problems only means you are digging even deeper holes. I think being aware of the status quo is the first step. Constantly assessing our current situation and being mindful of where we are right now and where we are headed if we follow the same path will knock some much needed s…

ValenS

That out of the way, doesn't the deduction simply allow (or perhaps encourage) higher interest rates? I tend to wonder if I don't pay a higher interest rate, but deduct it, thus transferring money from the IRS to the bank. A nice subsidy, not for me, but for the bank? Now that the system is …

ValenS

Perhaps it's time to get back to the apprenticeship model of education. Not only would the person who needed an employee be footing part of the educational bill, a person who learns on the job truly learns something applicable to the real world. My college degree provided me with some person…

ValenS

It sounds to me that the banks are trying to cover their backsides against potential future billion dollar liabilities from future government led court actions for malfeasance. Everything these days is a scam to get that

ValenS

To be faced with this decision after twenty two years of marriage, four children, and working hard the entire time. Trying never to be late, never having a new car, a costly vacation, etc. It seems that the people with the power are to greedy to others without the money to have such power. P…

ValenS

I save everything I plan to, and pay everything I owe bills wise the day I get paid. I then enter it into Quicken (older edition) and then I know how much I have left. This works because the things I need are taken care of except for gas and food and the rest left over is what is in my “spen…