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My Recent Comments
Thanks for the test! I was wondering about my financial literacy rate. I think that it would be good for everyone to pass it to understand if he/she is financially wise. We live in times where there are lots of financial services and products available, when lots of people complain that their expenses are more than their income is and use money advance in Northwest Territories to stay afloat. That’s why it’s necessary to learn how to manage more prudently, save and invest it. But on the other hand, information is more than available today. So you can easily read about different tips online and use experience of different consumers to reach financial independence.
10 months ago
My opinion is that it’s worth to avoid debts as much as you can because the debt doesn’t allow us to be financially free. Everyone should set his/her own limits and try to stay on a budget. But I agree that today it can be hard to avoid debts because today there are lots of different lending options and cash loans in Canada available. But it’s necessary to use borrowing services prudently and only if there’s a necessity. Also it’s very important to be a responsible borrower and make payments in time because late payments are as bad as not paying back at all. Remember that borrowing money helps us to build a credit but use it very wisely. 10 months ago
Finally lots of Americans can make their dream of buying a house a reality. Low interest rate mortgages are affordable today so consumers can consider their home buying options. It’s hard to purchase a house with paying off all the cost at one time and that’s why people prefer long term lending options. But in case you want to apply for a mortgage then it’s necessary to get your credit in order and get ready for meeting the lender. Also you should make sure that it’s really a perfect time for you to apply for a loan because it’s a serious financial commitment. Be responsible and use instant payday loans if something is wrong and you can’t make a payment in time.12 months ago
I think that our future depends completely on us so if we want then we can provide ourselves happy retirement. But of course it’s necessary to make some efforts. I do not think that it’s complicated to save at least %10 of every wage to your 401(k) savings account. If you control your spending, have an emergency fund and save money for retirement then obviously you’ll have a happy retirement. No one wants to work at 70 so we can do our best to travel and enjoy life when we will be old, but then it’s necessary to save money and stay frugal. Low interest rates on mortgages can be very attractive but ask yourself if you really need a loan. Try to borrow money and use payday loans online only if it's necessary, do not risk with your retirement savings because they are intended to provide your future.Feb 18, 2013
Whether you’re a man or a woman, it’s necessary to take care of your future and save money for retirement. No one wants to work at 70 and that’s why it’s important to start saving money today in case you haven’t done that yet. We don’t know what the economy will look like in 20-30 years and that’s why it’s necessary to do your best to provide yourself a good life. It’s necessary to open 401(k) savings plan and save money for retirement. Think of your future and plan it. Later you will be thankful to yourself because you’ve started saving money and there will be no need to apply for a payday loan or borrow money to stay afloat and provide yourself essential goods.Feb 8, 2013