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You are about to enter the real world, so now is a good time to learn what financial life is like. Sit down with your parents and ask them to tell you what they have learned about dealing with their finances. Ask them some hard questions about managing their money, and the kinds of expenses they have to deal with month after month without even taking payday loan financial products. Ask them what they might have done differently if they could rewind their financial lives.10 months ago
Your payment history makes up 35% of your credit score. The further behind you are on your payments, the more it hurts your credit score. If you have the money, get caught up on your credit card payments before they are charged-off or sent to a collection agency. Talk to your credit card issuer about your missed payments. They may be willing to re-age your account so your credit report shows your account has always been paid on time. Anyway, even if your credit score is less then perfect you can still apply to bad credit payday loan lenders to get the money you need.12 months ago