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Now that 40 states have "LTC Partnership programs" you do not have to buy an expensive "unlimited" long-term care insurance policy. You only need to buy an amount of long-term care insurance equal to the amount of assets you want to protect for yourself, your spouse or partner, and/or your heirs.
These government-approved policies are like a traditional long-term care policy with additional consumer protection features.
Here’s an explanation of how these policies work:
Mar 20, 2013