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State lawmakers are moving to require the state to buy computer programs for English learners with specifications that were crafted in detail by a company selling the software.
Arizona taxpayers may spend $30 million to do little more than find out how good – or bad – a job the federal government does in securing the border.
Your 401(k) offers tax-deductible contributions, tax-deferred growth of earnings potential and a variety of investment options — so it’s a great tool for building retirement savings. Yet, like all tools, your 401(k) must be used properly to get the best results. That’s why you should review your 401(k) at least annually and make whatever adjustments are needed.
There’s something about the beginning of a new year that makes us feel like we have a new lease on life. Although many joke about the making and breaking of New Year’s resolutions, the University of Scranton’s Journal of Clinical Psychology released a study at the end of last year that showed those who made New Year’s resolutions were 10 times more likely to reach their goals than those who did not.
When you’re working to achieve your financial objectives, you will encounter obstacles. Some of these can be anticipated — for example, you won’t be able to invest as much as you want for retirement because you have to pay for your mortgage. Other challenges can’t be easily anticipated, but you can still plan for them — and you should.
About 45 percent of Americans usually make New Year’s resolutions, according to a survey from the University of Scranton. But the same survey shows that only 8 percent of us actually keep our resolutions. Perhaps this low success rate isn’t such a tragedy when our resolutions involve things like losing a little weight or learning a foreign language. But when we make financial resolutions — resolutions that, if achieved, could significantly help us in our pursuit of our important long-term goals — it’s clearly worthwhile to make every effort to follow through.
A free-market advocacy group claims that the decision by Gov. Jan Brewer to expand the state's Medicaid program will immediately increase the number of people in the program by nearly 90 percent.
Throughout your career, you have been working hard to save in one or more retirement accounts. Then, once you retire, you’ll have some new decisions to make. But one choice has already been made for you: the age at which you must start taking withdrawals, or “distributions.” It’s a good idea to familiarize yourself with these distribution rules because they can have a big impact on your retirement income. And you may even want to take action before the end of the year.
Generally speaking, if you’re efficient at a particular task, you’ll get good results without wasting effort. As you’ve already learned from your life experiences, it’s usually far better to be efficient at something than to be inefficient — and that’s certainly true with investing.
America’s middle class used to be the proud backbone of our economy. They made things, things of value that other people would pay for. Not only did the middle class prosper, they were the driver of America’s emergence as the world’s economic superpower.
Did you know that you could take charge of your own retirement funds and invest them in virtually anything that you believe can make you money, and where they are more secure from market fluctuations?
In the 2012 presidential campaign, President Obama claimed Detroit as evidence of his successful policies: “We refused to let Detroit go bankrupt. We bet on American workers and American ingenuity and, three years later, that is paying off in a big way.”
This Tuesday, Aug. 27, will be the final day to vote in the Phoenix City Council election.
Low mortgage rates have made buying a home more affordable and turned rentals into an attractive option for investors.
At 14, Tyler Cohen had never been out of the country or traveled without his Long Island family when he found himself in Costa Rica on a monthlong service trip for teens.
Dear Debt Adviser: I own my home and have no mortgage or note. I have no debts except a student loan of about $11,000, and I can pay that off right now. I’ve always wanted to be debt-free, and I could write a check tomorrow and do that.
Here’s a sobering statistic: 46 percent of workers surveyed had little or no confidence that they will have enough money to live comfortably throughout their retirement years, according to the 2010 Retirement Confidence Survey, issued by the Employee Benefit Research Institute. So you may want to explore all possible retirement savings vehicles —including a variable annuity.
When former Scottsdale resident Mark Macias used the New York City subway’s 42nd Street Shuttle this past winter, he was transported not only between Grand Central Station and Times Square but back to his hometown.
In an uncertain economy, it’s natural for people to “tighten their belts” by cutting down on their spending. And yet by having too much cash on hand today, you could actually slow your progress toward your financial goals of tomorrow.
As you take out your trash this week, think about this: Phoenix families, businesses and industries generate enough solid waste to fill Chase Field to the top, 14 times each year. 14 times! And much of what we throw away is recyclable, reusable and valuable.
Unable to get the plan through the Republican-controlled Legislature, a party activist is seeking a public vote on a measure that would undermine union political influence.
A quick Google search yields no fewer than six bicycle rental shops with addresses in Phoenix, expanding the search to include neighboring cities brings the total to a couple dozen shops.
If you’re somewhat familiar with investing, you probably have heard that owning mutual funds is a good way to help diversify your portfolio. Is this true? And, if so, how should you go about selecting the right mutual funds?
If you’re a woman who owns a small business, you’ve got plenty of company. In fact, women own more than 10 million U.S. companies, and women-owned businesses account for about 40 percent of all privately held firms in the U.S., according to the Center for Women’s Business Research. Clearly, the good news is that women like you are entering the small-business arena at a rapid pace. The not-so-good news is that you may be facing a retirement savings gap in comparison to male business owners.
What has been the biggest concern for the future of Ahwatukee for years will remain at the top of the list moving into 2013. There has still been no decision made on whether or not the South Mountain Freeway will run down Pecos Road.