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So you’re going for it — a new home! But when it comes to applying for your new loan, there are eight new requirements that go into effect starting in January you’ll want to become familiar with.
So here we are, December, again. As I get older it certainly seems to get here faster every year. I feel like I was just chatting with folks about what may happen in real estate in 2013. It turned out we had some interesting things happen here in our market. The year started off strong with lots of appreciation and a great demand from buyers. The buying frenzy continued through June until it sort of fell off a cliff in the summer. When we usually see the October pick up, the government shut down for three weeks and that changed the typical cycle for that time of year. We had a nice increase in buyer interest towards the end of the year and from what we can see now the spring season will be typical for our area.
AmeriFirst Financial, Inc., an Arizona based operation, is celebrating its 25th anniversary and is bringing HGTV’s “Property Brothers, Drew and Jonathan Scott” to the Ritz Carlton on Jan. 9 for a Buying and Selling Seminar in celebration of their success story.
Ahhh, it’s that time of the year again. The holiday traditions take us home for the holidays to reunite with parents, siblings, cousins and old friends. Often this experience is joyous and as it should be, a time to appreciate one another, reminisce about the past and enjoy food, wine, gifts and conversation.
Gov. Jan Brewer is weighing whether the troubled Child Protective Services needs to be split into a separate agency headed by someone who reports directly to her.
What exactly is an “inadequate” health insurance policy? It turns out that the answer to a seemingly innocuous question is key to our health care future, to what happens when Obamacare goes down.
Credit scores are made up of a complex algorithm that can, at times, seem inexplicable. Often things that seem financially responsible can in fact lower your credit score. Answer the few questions below to test your credit IQ — the answers may surprise you.
Veterans can benefit from their service to our county with special mortgage financing options.
Are you a member of the “Sandwich Generation?” This designation — which applies to people caring for their aging parents while supporting their own children — may be applicable to you if you’re either a younger baby boomer, born in the late 1950s or early 1960s, or an older member of “Generation X,” born in the mid-1960s. But any way you slice it, being in the “Sandwich” group is probably going to present you with some challenges, particularly of the financial kind — so you’ll need to make the right moves.
Every family looks forward to the day when the “big envelope” arrives in the mail announcing an acceptance into their child’s college of choice. After the rounds of congratulations and phone calls to family and friends comes the reality of financing four years of tuition, room, board, books and living expenses. How will you pay for college? Understanding the sources of college funding is an important component of your college plan.
Arizona’s four-year public universities had the nation’s largest in-state tuition and fees increase over the past five years, according to the nonprofit organization that oversees the SAT.
4809 E. Thistle Landing Drive, Suite 100
Arizona’s economy continues to mend, spurred largely by people buying cars and parts. Newly released figures from the Department of Revenue show retail sales reported to the state in September topped $4.2 billion. That reflects purchases made in August.
Once again, the sun is shining on the housing market in Phoenix. Arizona is attractive once again to buyers with retirement, and a warmer climate, on the horizon. In 2012, domestic migration climbed high as it had been in the past five years as Arizona welcomed 26,000 migrants from other states. Across the state, as mortgage rates are decreasing and home values rising, the housing market is enjoying an influx as baby boomers choose our sunny skies. Even local retirees are opting to downsize, placing their current homes up for sale in favor of less maintenance.
Do you belong to a union? Take advantage of your union membership and get money back when you buy a home. If you are an active or retired union member or the parent or child of one, you may be eligible for exclusive home financing benefits through a major lender.
See fashion, memorabilia and artifacts of influential female musicians of the 20th century including Wanda Jackson, Aretha Franklin, Joan Jett, Madonna, Queen Latifah, and many more, at this special exhibition at the Musical Instrument Museum on loan from the Rock and Roll Hall of Fame.
Wiggles and Wags has paid off loan, tripled staff, adding 17 new kennels ins 17,000-square-feet space.
How can you save $5,000 when you close on your new home and continue the savings for the life of the loan? It is very easy. FHA loans have become more and more expensive, so lenders have come up with conventional options to FHA financing. FHA continues to increase the cost of mortgage insurance premiums, which adds hundreds of dollars to the monthly mortgage payment pricing some buyers out of the market for a new home. Lenders are now offering 3 percent down conventional loans, which do not require 1.75 percent of the loan amount up front.
Rates are down and values are up, which most of us know is generally a good sign that it might be time to consider a refinance. However, there are several less obvious factors to consider that may also indicate that it’s a great time to refinance. Here are just a few:
Did you know that you could take charge of your own retirement funds and invest them in virtually anything that you believe can make you money, and where they are more secure from market fluctuations?
Wells Fargo contributed $41,000 to 10 nonprofits to recognize the contributions the company’s Arizona team members have made to the groups. The contributions are made through Wells Fargo’s Volunteer Service Award program.
Just two years after opening the doors with a dream of staying in business, Wiggles and Wags Pet Resort is expanding to make room for its non-stop business.
Ahwatukee Foothills has a great mix of housing products from condominiums to million-dollar custom estates. The overall market has seen an incredible bounce back in the last 12 months. The “Luxury Market” was the last to be hit and has been the last to recover. You may wonder how this segment of the market fares in comparison to performance across median single-family homes across the Valley.
In 20 years Dance Studio 111 has gone from a small studio employing several of the first ever Suns Dancers to a flourishing business with a focus and passion for the Ahwatukee Foothills community.