Seniors and other Medicare beneficiaries should be aware that this year — perhaps more than any year in the past — is an important one to pay attention to their Medicare coverage options during the Open Enrollment Period (Oct. 15 – Dec. 7). And that’s because of the Affordable Care Act (ACA).
Summer always seems to go by so quickly. Before we know it, the beginning of the school year is here and that’s why Arizonans should take steps today to make sure their families have health coverage heading into the school year.
Having access to affordable health care is critical for many seniors. That’s why it’s important that those approaching age 65, or already 65 or older understand the four parts of the Medicare health insurance program.
Political signs lining the streets declare the names and goals of candidates for several offices in the state of Arizona but across the East Valley and Ahwatukee Foothills, there are also signs calling some incumbent Republican legislators “liberal.”
If you participate in almost any program at the Ahwatukee Foothills Family YMCA, you’re bound to notice a number of people who may look like seniors, but exercise like middle-aged adults. That’s because they participate in the SilverSneakers Fitness program. SilverSneakers is an innovative program offered free of charge by several Valleywide participating Medicare Advantage plans, Medicare Supplement plans, and group retiree health plans that give seniors the freedom to get fit in a variety of ways. In fact, one out of every five people who are 65 years and older and who are enrolled in one of the 68 participating Medicare supplement plans are eligible to exercise in over 11,000 participating facilities nation-wide.
As you save and invest for retirement, what are your ultimate goals? Do you plan on traveling the world? Purchasing a vacation home? Pursuing your hobbies? People often think and plan for these costs. Yet, too often, many of us overlook what potentially could be a major expense during our retirement years: health care. By preparing for these costs, you can help yourself enjoy the retirement lifestyle you’ve envisioned.
Over the past few months, in Arizona, there have been multiple changes affecting health care coverage for children in Arizona. In October, a bipartisan bill passed which increased Medicaid expansion to 138 percent of the Federal Poverty Level and many more Arizona families qualified for Arizona Health Care Cost Containment System (AHCCCS).
For months we have been hearing how a lot is changing when it comes to health care. When you remove the politics and the rhetoric, the fact remains that most Arizonans are required to have health insurance by March 31 or face paying a penalty.
I found out Feb. 11 that since April 2013, Medicare granted itself a 2 percent discount from doctors and medical providers with a contract with Medicare. They then sent AARP United Healthcare a form with the full payment so my supplemental insurance also did not pay the 2 percent. Meanwhile, the discrepancy had a note that local state and federal law required an adjustment.
One of the hard lessons we are learning about health care reform is that while we are fixated nationally on the Affordable Care Act, there really is no single solution that will fix our nation’s health system.
Even though Arizona is generally considered a “red” state, I’d like to thank all those who voted for Barack Obama, especially those who re-elected him. I voted for the other guy, both times. And thanks for putting all of those Democrat senators and representatives into Congress.
Let’s be clear, the Patient Protection and Affordable Care Act (PPACA) is not socialism or communism no matter how many times you hear the Tea Party and Fox News denounce “Obamacare” as such. While not perfect at all given the many political compromises required, the PPACA is making a big positive difference for individuals and families in our country, including improving their individual and economic freedoms.
A number of our East Valley legislators took a positive stand during the recent legislative session to support the governor’s Medicaid Restoration Plan. This will help tens of thousands of working Arizonans gain affordable health care insurance and help stabilize the health care sector in this state.
Medicare covers a variety of heath care services that you can receive in the comfort and privacy of your home. These include intermittent skilled nursing care, physical therapy, speech-language pathology services, and occupational therapy.