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As Santa stuffs his sleigh with popular or big ticket items this year, he may be in for a “Bah, humbug” unless he takes certain insurance precautions. Gift-givers may be “Scrooged” when they realize that some gifts may cost homeowners extra on their insurance premiums, or may not be covered at all.
So you’re going for it — a new home! But when it comes to applying for your new loan, there are eight new requirements that go into effect starting in January you’ll want to become familiar with.
About 45 percent of Americans usually make New Year’s resolutions, according to a survey from the University of Scranton. But the same survey shows that only 8 percent of us actually keep our resolutions. Perhaps this low success rate isn’t such a tragedy when our resolutions involve things like losing a little weight or learning a foreign language. But when we make financial resolutions — resolutions that, if achieved, could significantly help us in our pursuit of our important long-term goals — it’s clearly worthwhile to make every effort to follow through.
If you’ve been around long-time investors, you’ll probably hear them say, ruefully, “If only I had gotten in on the ground floor of such-and-such computer or social media company, I’d be rich today.” That may be true — but is it really relevant to anyone? Do you have to be an early investor of a spectacular company to achieve investment success?
AmeriFirst Financial, Inc., an Arizona based operation, is celebrating its 25th anniversary and is bringing HGTV’s “Property Brothers, Drew and Jonathan Scott” to the Ritz Carlton on Jan. 9 for a Buying and Selling Seminar in celebration of their success story.
Bomi Johnson, a senior at Desert Vista High School, recently received confirmation that she has qualified as a 2013 National Merit Semifinalist.
Making a list and checking it twice, as you manage home, family, friends and business during the holiday season? Do you feel sometimes like you are not giving enough? Do you feel you need more time, energy or money? You are not alone! Think about what you can do that serves family, friends and business.
Every day of our lives, we make assumptions. We assume that the people we encounter regularly will behave in the manner to which we are accustomed. We assume that if we take care of our cars, they will get us to where we want to go. In fact, we need to make assumptions to bring order to our world. But in some parts of our life — such as investing — assumptions can prove dangerous.
As an investor, you’ll eventually need to make all sorts of decisions — and some will be difficult. But there’s one choice you can make that can be relatively easy: reinvesting stock dividends.
Joseph B. Ortiz, of the financial services firm Edward Jones, wants to help local Certified Public Accountants (CPAs) meet their professional education requirements. To do that, he is hosting a continuing education seminar for these professionals on Tax Update for Small and Medium-sized Businesses and Their Owners (BTAX) on Wednesday, Dec. 11 from noon to 3 p.m. at 4902 E. Warner Road, Suite 1, in Ahwatukee.
A free-market advocacy group claims that the decision by Gov. Jan Brewer to expand the state's Medicaid program will immediately increase the number of people in the program by nearly 90 percent.
What exactly is an “inadequate” health insurance policy? It turns out that the answer to a seemingly innocuous question is key to our health care future, to what happens when Obamacare goes down.
Now that another year is ending, it’s a good time to take stock of where you are on your journey toward financial security. Of course, you could find many different “measuring sticks” to assess your progress, but you can certainly gain considerable information just by asking yourself some basic questions.
The holidays are here. If you have the financial resources to provide a comfortable life for your family, you have reason to be thankful. And if you can afford to share some of your “bounty” with charitable organizations, you may want to be as generous as possible — because your gifts may allow you to both give and receive.
Veterans can benefit from their service to our county with special mortgage financing options.
Are you a member of the “Sandwich Generation?” This designation — which applies to people caring for their aging parents while supporting their own children — may be applicable to you if you’re either a younger baby boomer, born in the late 1950s or early 1960s, or an older member of “Generation X,” born in the mid-1960s. But any way you slice it, being in the “Sandwich” group is probably going to present you with some challenges, particularly of the financial kind — so you’ll need to make the right moves.
Every family looks forward to the day when the “big envelope” arrives in the mail announcing an acceptance into their child’s college of choice. After the rounds of congratulations and phone calls to family and friends comes the reality of financing four years of tuition, room, board, books and living expenses. How will you pay for college? Understanding the sources of college funding is an important component of your college plan.
The state’s charter schools are demanding more money from taxpayers, to the tune of $135 million a year.
According to a recent survey by financial services firm Edward Jones, some Americans are planning to hold on to their wallets this holiday season.
The state’s jobless rate dropped last month — but just a bit — indicating that Arizona’s recovery is languishing.
Advocates for Comprehensive Immigration Reform (English translation: amnesty) like to point out that immigrants in the past have flocked to America and made important contributions to our nation. That’s true, but the America of 1913 was different from 2013 in ways that greatly affect the probability that immigrants will become contributing citizens.
According to a recent survey by financial services firm Edward Jones, some Americans are planning to hold on to their wallets this holiday season. In fact, 37 percent say they plan to spend less on holiday shopping in 2013 than they spent in 2012, contrary to what Edward Jones’ retail analyst is anticipating: holiday sales to increase by about 2.8 percent.
Thanksgiving is almost here. If you have the financial resources to provide a comfortable life for your family, you have reason to be thankful. And if you can afford to share some of your “bounty” with charitable organizations, you may want to be as generous as possible — because your gifts may allow you to both give and receive.