On Sept. 8, we observe National Grandparents Day. If you have grandchildren, they will hopefully mark this occasion by sending a card, making a call or, best of all, paying a visit. But however your grandchildren express their feelings for you, you undoubtedly have a very big place in your heart for them. In fact, you may well be planning on including your grandchildren in your estate plan. If that’s the case, you’ll want to do the best you can to preserve the size of your estate — without sacrificing the ability to enjoy life during your retirement years.
If the prospect of asking your aging parents about the way they handle their household finances — or how they’d feel about moving to a nursing home — fills you with apprehension, you are not alone. However, it’s the kind of conversation you can’t afford to delay indefinitely. As your parents get older, it’s critical to sit down with them and talk about their health and financial well-being — before urgent decisions are forced on you.
If you’re a baby boomer, you’re at the point in life where, if you haven’t actually entered retirement, you’re at least approaching the outskirts. But if you’re like many of your fellow boomers, you may be experiencing more than a little trepidation over your financial prospects as a retiree. That’s why it’s so important for you to determine what steps to take to help improve your chances of enjoying a comfortable retirement.
There’s no denying that as aesthetic medicine has advanced into the mainstream by opening new markets and broadening the realistic potential base, patients have begun to demand better results, less discomfort, decreased risk and less downtime with the aesthetic procedures they choose to peruse.
If you think back to your math classes in high school or college, you may remember that many of the problems involved the use of variables. Changing these variables around in any fashion would change the outcome of the problem. Similar situations occur in life all the time. To illustrate: If you look at the need to manage your retirement income so that you can’t outlive it as a “problem” to be solved, you will need to adjust some variables to arrive at the solution you seek. That’s why it’s so important you be aware of the key variables involved in your retirement income planning.
Beginning today, pawnbrokers can charge higher interest, bigger prizes will be available at some bars and restaurants, and some cough medicines will be off-limits to minors. State health officials will be able to inspect abortion clinics without first getting a warrant.
Everyone needs to be aware of the financial resources they will have available in retirement. But if you’re a woman, you must be particularly diligent, for a variety of reasons. And that means you’ll need to know just what to expect from Social Security.
Some types of pears and other fruit don’t change color as they ripen; you have to feel the softening. If you wait too long, you’ll eat overly sweet fruit or have to throw it away. Similarly, if your will has been safely tucked away for awhile, it may have passed its peak financial efficiency unnoticed.
A French soldier stands in front of the desk of American airline company 'Delta Air Lines' in Nice airport, south eastern France, Friday, July 4, 2014. The French civil aviation authority on Friday announced stepped-up security measures “for the summer period.” The agency said the measures might cause delays on U.S.-bound flights. French government officials would not elaborate Friday on the measures, citing the need for discretion in security matters. (AP Photo/Lionel Cironneau)
The concrete structure called Elevation Chandler was intended to be a luxury hotel and would have provided the Chandler Fashion Center located next door a steady stream of consumers. It now sits vacant and exposed on an empty dirt plot and serves as a stark juxtaposition to the prosperous shopping center.
A federal appeals court gave the go-ahead Thursday for a class-action lawsuit alleging inadequate -health care provided to more than 34,000 inmates in state prisons that amounted to unconstitutional cruel and unusual punishment.