In the midst of NFL season, I got to thinking about teams, coordinating them, strategizing, picking the right person for the task, everyone understanding the goal and planning on how to attain it. Real estate isn’t much different because we use teams and strategy and goal planning to create a successful transaction. We have lots of players with different roles, who use words you may never have heard of; therefore I would like to introduce you to the Real Estate Gridiron
The current pension/spiking system is broken. You are seeing less services, and higher fee and tax increases because of the broken pension system. Less police officers on our streets, less services for our seniors, fewer library hours, and cuts to after school programs — and it will be getting worse. Phoenix recently instituted a new water tax in order to cover the pension costs. Last year, pension spiking was over $19 million of our budget. An additional increase of $18 million just to cover pension costs was in the budget. City staff has already forecast an additional $18 million to cover pension costs for next year.
Reference is made in a letter to the editor (AFN) Oct. 8, “Prop 487 not right for Phoenix” by Chad A. White. Therein Chad makes the statement that this proposition would place an end to firefighters and police officers death and disability benefits. There is no truth to this claim as far as I have read. Either a misunderstanding or misrepresentation. Prop 487 clearly addresses reform only to the method in which pensions have and are structured and which continues placing the city in deficit shortfall.
As an investor, you’re well aware that, over the short term, the financial markets always move up and down. During your working years, you may feel that you have time to overcome this volatility. And you’d be basing these feelings on actual evidence: the longer the investment period, the greater the tendency of the markets to “smooth out” their performance. But what happens when you retire? Won’t you be more susceptible to market movements?
Their plans to fix Arizona's economy may be hard to decipher, and neither Democrat Fred DuVal nor Republican Doug Ducey is precise on exactly how they think the state will permanently come up with more money for schools.
I live in Lakewood very near the intersection of 32nd Street and Pecos Road. The Loop 202 debate has been going on for years but on Sept 26 the final Environmental Impact Study (EIS) was released and I took note that this is becoming a reality. I read the information online and called the Arizona Department of Transportation (ADOT) to inquire about the impact the highway would have on my neighborhood. I learned that none of the houses in my area were in the right of way, but I could not imagine how an eight-lane highway with a median, appropriate shoulders, and a sound wall barrier could possibly fit in the existing space.
Information from the United States Census Bureau indicated that Arizona’s estimated population for 2013 was 6,626,624 which is a 3.7 percent change from just three years ago in 2010. Private non-farm establishments in 2012 was 131,375. Total firms in 2007 was 491,529. Arizona State University student population in the city of Tempe alone is 38,735 undergraduate enrollment on a 630-acre campus. Having a healthy population of college students drive the apartment and rental housing and retail markets in those cities in the upward scale. ASU’s growing footprint in downtown Phoenix has helped draw more restaurants and bars as well as draw high technology companies in the area.
Fixed-rate mortgages and adjustable-rate mortgages (ARMs) are the two primary mortgage types. While the marketplace offers numerous varieties within these two categories, the first step when shopping for a mortgage is determining which of the two main loan types — the fixed-rate mortgage or the adjustable-rate mortgage — best suits your needs.
It probably doesn’t happen as much as you’d like, but from time to time, you have some extra disposable income. When this happens, how should you use the funds? Assuming you have adequate emergency savings — typically, three to six months’ worth of living expenses — should you pay off debts, or fund your IRA or another investment account?
Attorney General candidates Republican Mark Brnovich and Democrat Felecia Rotellini debate at the East Valley Tribune office in Tempe on Thursday, Sept. 26, 2014.Question 2: What are your thoughts on the restriction on RU486 and should the state continue to pursue the case to the Supreme Court?