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Every day of our lives, we make assumptions. We assume that the people we encounter regularly will behave in the manner to which we are accustomed. We assume that if we take care of our cars, they will get us to where we want to go. In fact, we need to make assumptions to bring order to our world. But in some parts of our life — such as investing — assumptions can prove dangerous.
As an investor, you’ll eventually need to make all sorts of decisions — and some will be difficult. But there’s one choice you can make that can be relatively easy: reinvesting stock dividends.
Readers of this newspaper might like to know how the federal government’s monetary and fiscal policies will affect them.
Veterans can benefit from their service to our county with special mortgage financing options.
After a long day of cooking on Thanksgiving, the last thing you want to do is cook more for the rest of the year’s holidays. This Turkey Divan Casserole is easy to prepare, fast broiling time, and can be easily changed up. If your family is a fan of cheese, add shredded cheese prior to sprinkling with Parmesan cheese. Serve with rice or over buttered noodles, or can be served alone.
Here we go again. When Allan Greenspan was Fed chief he held the Fed rate to almost 0 percent for two years. This supposedly was to allow liquidity, allowing easy credit for everyone. The problem is that we don’t have a liquidity problem, we have a debt problem.
I am a child of the late 1970s — early ’80s — it was a great time to be a kid. Times have changed so much and I am reminded daily of the things my boys will never know or experience.
Arizona’s economy continues to mend, spurred largely by people buying cars and parts. Newly released figures from the Department of Revenue show retail sales reported to the state in September topped $4.2 billion. That reflects purchases made in August.
The rubber duck squeaked out a win for a place in the National Toy Hall of Fame, joining the ancient game of chess in the 2013 class inducted Thursday.
Even my own mother scoffed at the idea of her obviously European-looking daughter confessing she celebrated Día De Los Muertos.
Moving is a stressful process and searching high and low for something as simple as boxes only further complicates things.
Bubbles, a 2-year-old Terrier, American Staffordshire/Bulldog, loves just about everything (except cats). It is hard to keep her from wiggling and wagging her tail for more than five minutes.
A recent change in federal housing guidelines could set the stage for up to 2.5 million formerly foreclosed homeowners and short salers to re-enter the housing market sooner rather than later.
How can you save $5,000 when you close on your new home and continue the savings for the life of the loan? It is very easy. FHA loans have become more and more expensive, so lenders have come up with conventional options to FHA financing. FHA continues to increase the cost of mortgage insurance premiums, which adds hundreds of dollars to the monthly mortgage payment pricing some buyers out of the market for a new home. Lenders are now offering 3 percent down conventional loans, which do not require 1.75 percent of the loan amount up front.
Rates are down and values are up, which most of us know is generally a good sign that it might be time to consider a refinance. However, there are several less obvious factors to consider that may also indicate that it’s a great time to refinance. Here are just a few:
You want a better bathroom, but don’t want to put a drain on your finances? Worry not. This is one room in the house where little things mean a lot.
Moth-wing light fixtures? Thunderhead wallpaper? If you’re an armchair naturalist, you’ll love one of this year’s big home decor trends.
Making the decision to purchase or refinance a home is one of those major decisions most of us only make a few times in our life. With so many mortgage options available to you, choosing the right lender can be agonizing.
My classroom days are decades behind me, but I still miss the nerdy pleasure of heading back to school each September with new notebooks and folders, color coded by subject of course.
Did you buy your home before 2005?
In the past month, there were only 162 new homes up for sale in Ahwatukee. Compared to 180 homes that came on the market in July of 2012, that is a 10 percent reduction in the number for homes priced up to $599,999.
President Barack Obama detailed his plan for helping the middle class achieve home ownership through five steps in front of a crowd of local political leaders and high school students at Desert Vista High School in Ahwatukee Foothills today.
My wife and I left Iowa some 20 years ago to see the world. We lived in France, Japan and the UK before returning to America last December. We settled our family in Ahwatukee so our children could be closer to their grandparents, aunts, uncles, and cousins. But we are deeply troubled that something went very wrong in our country while we were away. We don’t want our kids to be gun violence victims.
Every year in early July, thousands of people “run with the bulls” in Pamplona, Spain. While the event is exciting, it is also hazardous, and many runners have gotten badly injured over the years. As an investor, you may find that running with the herd is dangerous to you, too — because if you’re constantly following what everyone else is doing, your own financial goals could end up getting “trampled.”