During the holiday season, you no doubt have a lot going on in your life — work functions, gatherings with friends and neighbors, tracking down the elusive “perfect gift,” etc. But you may find it valuable to add one more event to your calendar: a family meeting to discuss those financial preparations that affect you and your loved ones.
Working in real estate I have worked with many clients who have traditions when it comes to buying or selling their home. One of the most fascinating is the art of feng shui. I really didn’t know much about it other than a few clients have chosen, or not chosen, a property based on certain floor plans.
If you are interested in saving for retirement, here’s some good news: For 2015, the IRS has raised the maximum contribution limits for 401(k) plans from $17,500 to $18,000. And if you’re 50 or older, you can put in an extra $6,000, up from $5,500 in 2014.
Today marks the start of the current tax filing season. So, before you procrastinate about gathering your records to get your return done, here’s a very important reason to help you get motivated. Tax fraudsters and identity thieves may very well beat you to it.
‘Medical tourism” often carries international connotations — Americans seeking treatment abroad, for instance, where the cost of procedures for joint implants and pacemakers overseas may be a fraction of what it is in the U.S. But the economics of domestic medical tourism are catching up.
Sometimes God comes right out and tells us what to do. Matthew 7.12 says, “Treat others the way you would like them to treat you.” Now it doesn’t get much more black and white than that. At other times, He can be more subtle. Jesus often spoke in parables and afterwards his disciples had to say, “What in the heck were you talking about back there.”
According to a 2013 article from ESPN The Magazine, approximately 21.5 million kids between the ages of 6 and 17 will participate in a team sport each year. As a former youth football and baseball coach and current father of two girls between the ages of 2 and 7, this number couldn’t be high enough. The enormous benefits of competitive sports are too long to list, but suffice it to say that every child walks away from this experience armed with a set of skills that will serve them well, both in future sports and more importantly, in life.
Now that 2015 is here, you may be thinking about making some New Year’s resolutions. Perhaps you’ll decide to take up a musical instrument, or hit the gym more often, or even learn a new language. All these are worthy goals, of course — but you could also gain some key benefits by working to achieve some financial resolutions.
As you begin planning for the expenses of your child’s college education, it’s easy to overlook some of the extras that add up quickly. Trips home, activities, and sports can be a surprise if you haven’t planned for them.
Airbags are one of the most important safety advances in vehicles. Since required by the government in 1989, airbags have saved thousands of lives. However, recent recalls have cast a dim shadow over their efficacy.
No, this is not a headline from The Onion. The front-page article in the Dec. 17 AFN was a great example of Orwellian doublespeak, which the city has been using in personnel and budget matters for years. Unless the city has a phantom payroll (not unheard of, or surprising), vacant positions don’t cost the $12 million cited in the article as “savings.” In fact, except for the clerical costs of keeping open personnel requisitions, the positions cost and save nothing.
Lending money to friends and family members is common. According to a survey by American Consumer Credit Counseling, 82 percent of people would lend money to a family member and 66 percent to a friend.
Like everyone else, you have financial goals. To help achieve these goals, you may need to invest — and when you invest, you’ll need to take on some risk. But the more you understand this risk, and the better you are at managing it, the greater your potential for staying invested for the long term.
These are confusing days for investors. For example, on the one hand, we hear about how anemic this economic recovery has been. But on the other hand, the major stock market indices — usually pretty good indicators of how the economy is doing — have hit record highs this year. Who can blame investors for scratching their heads?
Warren Buffet, the “Oracle from Omaha,” is considered one of the most successful investors in history. Yet while the investment world may seem complex, Buffet’s advice is actually pretty simple. Here are a few Buffet quotes, along with some suggestions on putting them to use:
The Eucharistic Community of Francis of Assisi emphasizes “community” over going to church to pursue personal piety or to fulfill religious obligations. We consider the spread of Christianity in the early church due to how Christians loved and served one another. Therefore, we are devoted to one another through prayer and service.
It is with great sadness that I read Rabbi Dean Shapiro’s article, entitled “Love deserves society’s support” in the Oct. 24 edition of the Ahwatukee Foothills News.As a Bible believing born again Christian, this article embodies a complete misunderstanding of God’s plan for marriage.