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About 45 percent of Americans usually make New Year’s resolutions, according to a survey from the University of Scranton. But the same survey shows that only 8 percent of us actually keep our resolutions. Perhaps this low success rate isn’t such a tragedy when our resolutions involve things like losing a little weight or learning a foreign language. But when we make financial resolutions — resolutions that, if achieved, could significantly help us in our pursuit of our important long-term goals — it’s clearly worthwhile to make every effort to follow through.
If you’ve been around long-time investors, you’ll probably hear them say, ruefully, “If only I had gotten in on the ground floor of such-and-such computer or social media company, I’d be rich today.” That may be true — but is it really relevant to anyone? Do you have to be an early investor of a spectacular company to achieve investment success?
As you know, or if you don’t know, I’ll tell you this: “The Velveteen Rabbit” play is a Christmas story.
Every day of our lives, we make assumptions. We assume that the people we encounter regularly will behave in the manner to which we are accustomed. We assume that if we take care of our cars, they will get us to where we want to go. In fact, we need to make assumptions to bring order to our world. But in some parts of our life — such as investing — assumptions can prove dangerous.
I enjoyed the AP (Associated Press) article on how “A Christmas Story” has become a part of our deeply-rooted Christmas tradition (“‘A Christmas Story’ at 30: Now part of the family,” AFN, Dec. 4). However, I was surprised and disappointed at the writer’s failure to mention the story’s author, who narrated the film and who also appeared in it as the gruff gentleman who directs Ralphie and his brother to the end of the line to see Santa at Goldblatt’s.
As an investor, you’ll eventually need to make all sorts of decisions — and some will be difficult. But there’s one choice you can make that can be relatively easy: reinvesting stock dividends.
Now that another year is ending, it’s a good time to take stock of where you are on your journey toward financial security. Of course, you could find many different “measuring sticks” to assess your progress, but you can certainly gain considerable information just by asking yourself some basic questions.
The holidays are here. If you have the financial resources to provide a comfortable life for your family, you have reason to be thankful. And if you can afford to share some of your “bounty” with charitable organizations, you may want to be as generous as possible — because your gifts may allow you to both give and receive.
Are you a member of the “Sandwich Generation?” This designation — which applies to people caring for their aging parents while supporting their own children — may be applicable to you if you’re either a younger baby boomer, born in the late 1950s or early 1960s, or an older member of “Generation X,” born in the mid-1960s. But any way you slice it, being in the “Sandwich” group is probably going to present you with some challenges, particularly of the financial kind — so you’ll need to make the right moves.
The weather outside is finally feeling like Christmas, and St. John Bosco Catholic School (SJBCS) will be putting on their Winter Wonderland for the Ahwatukee community’s enjoyment, just in time for the holidays.
Thanksgiving is almost here. If you have the financial resources to provide a comfortable life for your family, you have reason to be thankful. And if you can afford to share some of your “bounty” with charitable organizations, you may want to be as generous as possible — because your gifts may allow you to both give and receive.
(Editor’s note: This is the first in a two-part guest commentary. See the conclusion in the Nov. 22 AFN, where one porn user shares his journey and mental health experts struggle over what to call this problem).
It happens all time; just not after the eligibility clock has already started running.
Born Margaret Augusta Fueglein in Cleveland, Ohio, on April 26, 1932; Margaret (Pat) met Thomas Mayer through Tom’s cousin, Dorothy Bradley, fell in love, and were married on May 2, 1953.
As you probably know, a mutual fund may contain many different types of investments, such as stocks, bonds and government securities. But as an investor, you need to pay attention not only to what goes into your mutual fund, but also what comes out of it — namely, the three ways in which a fund can compensate you.
For the past 30 years, I have been a literacy advocate. During the summer of 1983, I learned that my grandfather was illiterate.
Residents got into the spirit of Halloween last week and showcased their creativity with original, cute, funny and scary costumes for the Ahwatukee Foothills News online costume contest.
Ahwatukee letter carriers say they’re going into overtime and customer service is getting worse since the post office has asked them to park their vehicles and walk the streets to deliver mail, but officials with the United States Postal Service (USPS) say the changes are meant to increase efficiency and safety for the carriers.
Throughout your career, you have been working hard to save in one or more retirement accounts. Then, once you retire, you’ll have some new decisions to make. But one choice has already been made for you: the age at which you must start taking withdrawals, or “distributions.” It’s a good idea to familiarize yourself with these distribution rules because they can have a big impact on your retirement income. And you may even want to take action before the end of the year.
Ahwatukee attorney Melanie Beauchamp was named Business Woman of the Year by the Ahwatukee Foothills Chamber of Commerce during the Fourth Annual Palo Verde Award Gala on Saturday, Nov. 2.
November is Long-term Care Awareness Month. And when it comes to long-term care — such as a stay in a nursing home or the services provided by a home health aide — you’ll want to plan for the potential costs involved.
After plenty of haggling, and a fair amount of political theater, Congress reached a last-minute agreement to raise the debt ceiling and end the partial government shutdown. Most people would agree that a fully functioning government that can pay its bills on time is a positive thing — and it’s certainly good news for investors, because a default on the part of the U.S. government could have had serious repercussions in the financial markets. But what’s next?
Response to “ARC misrepresented in article,” by Karen Kretschman (AFN, Oct. 13).
At many places of work, it’s “open enrollment” season — the time where you get to make changes to the various benefits you receive from your employer. As you review your overall benefits package, what areas should you focus on?
“Keep Kyrene Strong.” You’ve seen the bright yellow signs on prominent corners in the Kyrene corridor, but what does that mean, exactly?