Home warranty plans: A small fee upfront could be priceless down the road - Ahwatukee Foothills News: Real Estate

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Home warranty plans: A small fee upfront could be priceless down the road

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Posted: Saturday, June 8, 2013 4:59 pm

It’s signed, sealed and delivered. The home of your dreams is now a reality and you’re ready to decorate, entertain, and nest. Then suddenly, the dream turns into a nightmare. The air conditioning unit crashes — right in the middle of the July swelter. When else?

So now, under duress, you’ve got to come up with the cash to pay for a new unit. But — had you opted to purchase a home warranty plan, or required the seller to include it in the final purchase agreement, you could have avoided that hassle altogether.

“A home warranty plan offers something for both the buyer and the seller,” says Maureen Myles, account executive of Home Warranty of America here in Phoenix. “Offering a warranty plan to a prospective buyer can incentivize the sale, and give the buyer peace of mind. That new homeowner can rest assured that if something does indeed fail or break during the first year of ownership, they make just one phone call, and the warranty company handles everything from there.”

I recommend purchasing a home warranty policy to my clients, and I can also help broker the process. It’s best to purchase one at the point of sale, but you can purchase one at any time for your existing home. Trust me — it saves you time, money, and headaches.


Frequently asked questions about home warranty plans

• How much does a plan typically cost and who pays? Plans range from $350 to $500 base coverage annually, depending. Be certain to ask for specifics about coverage — according to Myles, every company has different policies; Home Warranty of America for example, has varied policies that offer different types of coverage.

• What’s the process when something breaks? The homeowner places a call to the warranty company, who in turn sends out a preferred vendor to make a repair or replacement. Often the homeowner pays a small trade call fee, paid directly to the vendor.

• What is typically covered? Plans vary accordingly, so again, be certain to ask for specifics. However, appliances, electrical and ductwork, and A/C units are usually covered, while optional coverage may or may not be available for spas, pools, refrigerators, etc. Ask!

• Purchasing a new home means there are plenty of things to worry about. Don’t let the cost or hassle of potential repairs be one of them, and ask your Realtor about home warranty plans.


• Bonny Holland is with Keller Williams, Sonoran Living in Ahwatukee Foothills. Reach her at (602) 369-1085, www.leadingluxuryexperts.com or on Facebook and Twitter.

  • Discuss

Keystone Montessori

[David Jolkovski/AFN]
Teacher Pily Pantoja helps Sarah Wang, 4, with the addition snake game at Keystone Montessori on Thursday, Sept. 4, 2014.

Keystone Montessori has come a long way since its founding in 1995. Back then it was operated out of the founder’s home before eventually moving on to rent rooms from Horizon Presbyterian Church. It was only in 2000 that they had gained a strong enough enrollment to move into the facility where they currently reside on Liberty Lane, just off Desert Foothills Parkway and across from the Ahwatukee Foothills Family YMCA.

The school services students as young as 18 years old, as part of their toddler program, and as old as ninth-graders. The current enrollment is around 320 students, who all have access to Spanish, music and arts programs in addition to the full Montessori curriculum.

“We provide an authentic Montessori education which focuses on the independence and whole development of the child, including academic as well as social and emotional growth,” said head of school Cindy Maschoff. “We want our students to become independent citizens of the world.”

The school will be taking the time to present the concept of Montessori education to the public Jan. 29 and 30. At the presentations the school will provide a clear understanding of what Montessori education looks like at each level of education. Those wanting to attend should plan on going to both meetings, with the Jan. 29 meeting going from 6-7 p.m. and the Jan. 30 meeting from 9 a.m. to 1 p.m. The meetings require attendees to RSVP, which can be done by emailing laura@keystonemontessori.com.

For more information, visit keystonemontessori.com.

• Compiled by James Gingerich.


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