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Well, I personally think that the first thing you need to do is be honest with yourself and make a list of all the debts you have – including mortgage, personal loans, store cards, cash loans online, credit cards or bank overdrafts. Just calculate the amount you owe and remember that you should update this as the year progresses to track your progress regularly. What is more, if your debt repayments take more than 20% of your net monthly income, than you are entering a danger zone and must take steps to cut back your spending as well. Keep this in mind. Oh, yes, one more option is to transfer debts outstanding on your most expensive form of credit into a cheaper type of finance, like a personal loan.
It is amazing how quickly revisionist history is created these days. I agree that times were good 15 years ago, but they were also pretty good just 6 or 7 years ago as well. Let us not forget that the greatest sucesses that Bill Clinton achieved was under a Republican Congress, House and Senate. I will admit that Clinton showed a remarkable ability to turn his policies almost 180 degrees following the 1994 mid-terms. From that point came the success track. But behind the scenes, it was Clinton who brokered the repeal of the Glass-Steagal Act. It was Clinton who dusted off the Community Reinvestment Act, and appointed Franklin Raines to head Fannie Mae/Freddie Mac. Thus, it was Clinton who gave birth to the sub-prime mortgage market commencing in about 1997/1998. This was the catalyst that started this snowball rolling downhill. President Bush went to Congress at least 3 times to yank in the reins on Fannie and Freddie, only to be blocked by the likes of Dodd/Frank and Maxine Waters. So before you pat Bill Clinton on the back too much, maybe we should get out the stick, and turn those love taps into a few good licks. Oh, and Jimmy Carter may have been a great humanitarian when affiliated with Habitat for Humanity, but I think someone must have hit him on the head with a hammer, because as far as I am concerned, he threw all that goodwill away with his blatant anti-semitism.
PARC Treasurer Jim Jochim sits down with Allison Hurtado to discuss the Phoenix Loop 202 project ...
It's a boy!! Our Andean bear cub recently had its first check-up with Phoenix Zoo vets. After pat...
Country Thunder Day 1 off to a great start!
As an Ahwatukee resident, are you concerned about the proposed South Mountain Loop 202 freeway expansion?
Total Votes: 41
"We were visiting my sister in Denver...she woke me up to
watch TV and we both witnessed th…
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