Hosting an outdoor event? Consider liability exposure 1st - Ahwatukee Foothills News: Money

default avatar
Welcome to the site! Login or Signup below.
Logout|My Dashboard

Hosting an outdoor event? Consider liability exposure 1st

Font Size:
Default font size
Larger font size

John Candaso

Related Stories

Posted: Wednesday, April 4, 2012 4:00 pm

From a petting zoo in your backyard to a bounce house at your neighborhood park, celebrations of all kinds this time of year are held outdoors to take advantage of Arizona’s spring weather.

Unfortunately, these events can easily expose homeowners to liability risks that could have devastating financial repercussions.

Before hosting your next gathering, keep the following in mind in order to better protect your assets:

• Location, location, location. Consumers have greater liability when hosting an event at home or at a park as opposed to a third-party location, which adds a layer of liability protection between the event and event host.

• Check commercial limits. If you are hiring entertainment or amusement, ensure vendors have adequate commercial liability insurance coverage. This information can and should be requested in advance of the event taking place. If a vendor does not have or cannot provide this proof, beware — as this is going to make your assets easier to get to. Instead, opt for a company that can provide this information.

• Check personal limits. The amount of liability coverage consumers need varies from person to person. In fact, you may even consider adding an umbrella policy. Added coverage may cost more, but it’s money well spent. The best way to find out how much coverage you need is to consult a licensed insurance agent, especially before hosting any type of event.

• Make safety a priority. Having adequate coverage is just the first step. Party hosts should always make guest safety a priority. In the case of a bounce house, for example, it’s imperative to ensure the bounce house is properly anchored and always supervised.

When it comes to liability coverage, you’re essentially drawing a line in the sand that shows what someone has to cross to get to your personal assets. The further away that line is, the more peace of mind you have!

John Candaso is an Ahwatukee resident and licensed insurance sales agent with AAA Arizona. He has more than 20 years of industry experience and can be reached at

More about

More about

More about

  • Discuss

Why Does Trump Like Dictators?

And would he support democratic movements abroad as president? Donald Trump likes dictators and likes to be liked by them. After meeting Egypt…

Published: September 26, 2016 - 12:54 am @…

Arizona High School Soccer Team Refuses To Play Team With 2 Girl Players

An Arizona high school boys soccer team forfeited a match against an opponent because there were two girls on the team. The Arizona Republic r…

Published: September 26, 2016 - 12:25 am @…

Thief is caught on camera stealing Halloween decoration in North Phoenix

PHOENIX - He either didn’t see the cameras or didn’t care. But the cameras captured a man nabbing a Halloween decoration in a North Phoenix ne…

Published: September 25, 2016 - 11:55 pm @…

How Instagram Stealthily Publishes Maps of Our Exact Locations… and we don’t care

After a few years of little use, in the last few months I’ve been semi-casually posting photos to Instagram. My primary destination remains fl…

Published: September 25, 2016 - 11:32 pm @

Domingue's New Mask Honors Arizona Sports Stars

by Dave Vest @davest4yotes / Coyotes Sr. Director of News Content GLENDALE - Coyotes goalie Louis Domingue unveiled a new mask at training cam…

Published: September 25, 2016 - 10:53 pm @…

Man refuses to cooperate with police investigation after being shot in Phoenix

PHOENIX - Police say a man isn't cooperating with an investigation after being shot in Phoenix. Police were initially called to an apartment c…

Published: September 25, 2016 - 9:55 pm @…

Phoenix Things To Do: 19 events to check out this week around the Valley (Sept. 30

PHOENIX - It is a big week for events in the Valley! From Oktoberfest events to food festivals to country concerts, Phoenix is the place to be…

Published: September 25, 2016 - 8:53 pm @…

Phoenix fire treat woman with multiple stab wounds, taken to hospital in critical condition

PHOENIX - A woman has been transported to the hospital in critical condition.

Published: September 25, 2016 - 8:24 pm @…

Going to Mars Could Mess Up the Hunt for Alien Life

Twenty years ago, America celebrated its Independence Day by landing several thousand invaders on the surface of Mars. On July 4, 1997, the Pa…

Published: September 25, 2016 - 8:22 pm @…

Look back: How Arnold Palmer invented the Arnold Palmer

Editor's note: This story was originally published in 2012. How did a glass of iced tea with a healthy splash of lemonade come to be named aft…

Published: September 25, 2016 - 7:52 pm @…

Facebook on Facebook

Twitter on Twitter


Subscribe to via RSS

RSS Feeds


Most Popular

Online poll