This month's Investment Perspective seminar given by Joseph B. Ortiz, Financial Advisor addresses taxes as they affect investments. It includes a discussion about rising government debt and why we believe investors should prepare for the possibility of future higher taxes and fees, reduced benefits and cost cutting to help reduce deficits. The seminar also includes a discussion about the importance of starting early with retirement savings as well as an overview of the current state of the municipal bond market. The seminar will take place at the Ahwatukee Foothills Chamber of Commerce, 10235 S. 51st St. on Tuesday, March 15 at 9 a.m. Refreshments will be served.

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