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One of the most important issues in choosing a college is often the most overlooked: the safety and security of your collegiate environment. Different universities handle safety differently, depending on their location and campus size.

If you think four years of college is expensive, try five. You may hear jokes about fifth-year seniors, but the extra time and money you’ll spend on an additional year in college is serious. Not only will you pay another year’s worth of tuition, textbook costs, campus fees and other education expenses, but you won’t be earning money in your first job or getting started in graduate school.

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It can be nerve-wracking to take these tests, so follows are the top 10 SAT and ACT test-taking tips:

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According to a survey of student loan applicants by loan provider Nellie Mae, 83 percent of college undergrads use credit cards and the average card debt was $2,327 in 2001. Furthermore, the college students surveyed steadily increased usage rates and balances. From freshman to senior year, the average debt load more than doubled and number of cards held nearly tripled.

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Success in college and a career is a process which includes taking the time to find out and build upon the important aspects in students’ interests and abilities. This will pay off in excelled opportunities later.

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Colleges are now using social networking sites to recruit students through posting pages about their school. At the same time, however, many of these same colleges may be looking at the student’s social networking page (Facebook, MySpace, etc.) to get a better idea about the student as a candidate for their school. Keep this in mind when posting things (comments, pictures, etc.) on a social networking account.

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Now that summer is in full swing, remember to stay motivated in your college planning activities before the school year starts up again. Here are some ways to stay on top of your college to-do list and have some summertime fun. Remember anything you do that reflects service, leadership or being a part of a group can be added to your list of activities on you resume.

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Parents are not responsible for any federal student loans (Stafford and/or Perkins). However, they are responsible for the federal plus loans and any other alternative loans that require a co-signer.

Not only do internships reveal viable career paths through hands-on learning experiences, they give a student an edge over their competition when it comes to applying for jobs. You may have a killer cover letter, a stellar grade point average and glowing recommendations from your professors, but in today’s competitive market, employers are ever watchful for the new hire that knows how to jump right in and start running with the ball.