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Our family bought a sofa a couple of years ago. It was a frustrating experience. I won’t go into it other than to say when my wife and I finally agreed on one, I thought a burden had been lifted. Then the salesman forces another decision: “So which protection plan do you want?”

The city of Phoenix and Arizona State University announced that Sun Devil baseball will begin playing at Phoenix Municipal Stadium at the start of the 2015 season.

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Here’s a sobering statistic: 46 percent of workers surveyed had little or no confidence that they will have enough money to live comfortably throughout their retirement years, according to the 2010 Retirement Confidence Survey, issued by the Employee Benefit Research Institute. So you may want to explore all possible retirement savings vehicles —including a variable annuity.

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You’re probably accustomed to measuring the progress of your investments, and the overall condition of the investment world, by checking on indexes such as the Dow Jones Industrial Average and the S&P 500. And since these types of benchmarks focus almost exclusively on American companies, you might get the idea that the best investments are located right here in the United States. But that impression would be false — because there is, literally, a world of investment opportunities beyond the U.S. borders.

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You probably aren’t too worried about it, but April is Stress Awareness Month. Each year, the Health Resource Network sponsors this “month” to inform people about the dangers of stress and to share successful coping strategies. Obviously, it’s important to reduce stress in all walks of life — including your investment activities. How can you cut down on the various stresses associated with investing?

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Life is full of ups and downs — and the financial markets are no different. As an investor, you’re no doubt happy to see the “ups” — but the “downs” can seem like a real downer. Isn’t there any way to help smooth out the volatility in your investment portfolio?

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If you own a business, you may well follow a “do it now” philosophy — which is, of course, necessary to keep things running smoothly. Still, you also need to think about tomorrow — which means you’ll want to take action on your own retirement and business succession plans.

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For the first time since 2008, contribution limits have risen for one of the most popular retirement savings vehicles available: the IRA. This means you’ve got a greater opportunity to put more money away for your “golden years.”

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When you invest in stocks, you want their price to go up. But of course, you can’t control the rise and fall of stock prices. However, there is a key element of investing that you can control — the number of shares you own. And in the long run, share ownership may be more important than rising stock prices in determining your long-term investment success.