[Question] ||| "My sixteen year old just obtained his driver’s license, do I need to cover him or is he automatically covered by my policy?"
[Answer] ||| "Any licensed person living in the household always needs to be rated as a driver to insure proper coverage. Always check with your personal insurance agent to find out the adequate coverage needed for a new driver and discounts available to help leverage your premium."
[ABOUT THE EXPERT] ||| Greg Geryak | Farmers Insurance Group (Geryak Insurance Agency, Inc.)
Greg Geryak is the 2009 recipient of the Ahwatukee Chamber of Commerce's "Volunteer of the Year Award," presented annually at the Chamber's "Day of Champions" event. As an Ahwatukee Foothills resident for 16 years, Geryak has been member of the Ahwatukee Foothills Chamber since 2003, and has worked extensively with the Chamber's Ambassador Committee, Public Policy Committee and Evening of Dreams. As an award recipient from Phoenix Police Neighborhood Block Watch program, Geryak's community service project - M.I.L.K.: Managing Information on Lost Kids - was established as a first step in the Amber Alert system.
[NOTE] ||| The Ahwatukee Foothills News and ahwatukee.com present "Ask the Ahwatukee Area Expert" as a promotional featured intended to serve both our readers and our loyal network of advertisers, through the assistance of the local business community. "Answers" and other information presented by the "experts" are those of the contributor, and do not represent the views or opinions of the Ahwatukee Foothills News (inlcuding ahwatukee.com) or its editorial staff.